The Wise Guys are back for the first episode of the new year! Kicking things off with some banter, Arya shares his commissioner woes—having to dish out extra cash thanks to exchange rates between Canada and the U.S. Meanwhile, Luke gets roasted for bringing a laptop along while shopping with his girlfriend (seriously, Luke?).

Shifting gears, the guys dive into a heavy topic: the devastating LA wildfires. They share their condolences and explore the impact on insurance. Luke reflects on the terrifying power of natural disasters, while Arya and Dolapo explain how many homes in high-risk areas like the Palisades are falling out of insurance eligibility, sparking a conversation on the fragility of the industry.

After a quick detour into industries often labeled as "evil," the conversation lands on immigration. As a podcast with multicultural hosts (and two immigrants), the guys reflect on how perceptions around immigration have shifted over the past decade. They break down the distinction between refugees and immigrants, ultimately closing with a heartfelt discussion on empathy and understanding.

Wisdom of the day: Empathy is the bridge between misunderstanding and connection. Whether it’s immigration or natural disasters, kindness and perspective go a long way.

Links:https://www.nzherald.co.nz/business/billion-dollar-company-ag1-founder-chris-ashenden-resigns-amid-scrutiny-of-nz-criminal-history/SBBOE7BOCBDJNNBDRND3KCH2PA/